Nandini Raghuvanshi - FinanceWisdom4U

Sovereign Gold Bond Scheme (SGB) | Must-Understand Principles for Better Safe Returns

Nandini Raghuvanshi / Fixed Income, Investment

Mastering Sovereign Gold Bond Scheme (SGB) Introduction: Many of us have heard from our elders that invest in gold, it will help you in your difficult times. So have you ever wondered why such things are passing on from generation to generation. Gold has always maintained its value since ages. Unlike paper currency, gold never […]

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Tips on Wealth Creation | Must for Everyone

Nandini Raghuvanshi / Personal Finance

Understanding wealth creation Building wealth is a goal that many people dream to achieve in life. Understanding the principles of wealth creation is the first step towards turning that dream into a reality. Wealth creation is not about luck or chance; it is a deliberate and strategic process that requires knowledge and discipline. Learn with

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What is an IPO ? A Beginner’s Guide to understand Initial Public Offerings (IPO)

Nandini Raghuvanshi / Stock Market, Investment

Understanding IPO: A Beginner’s Guide to Initial Public Offerings Introduction If you’ve ever heard in news or by friends about companies “going public” or seen headlines about Initial Public Offerings (IPOs) , you might be wondering what is IPO ? Well then you are right place to understand about IPO. In this post, we have

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Benefits of ITR filing ? Must aware

Nandini Raghuvanshi / India Taxation, Taxation

The Benefits of ITR filing Income Tax Returns (ITRs) Introduction Filing income tax returns (ITRs) is a legal obligation for individuals and businesses in many countries including India. While many see it as a tedious task; the benefits of filing ITRs far outweigh the inconveniences. In this article, we will explore the various advantages of

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What is ITR and Types of ITR? | Must-Know Now

Nandini Raghuvanshi / India Taxation, Taxation

Income Tax Returns (ITR): A Comprehensive Guide for Indian Taxpayers In the complex landscape of financial responsibilities, one term that often leaves individuals puzzled is “Income Tax Return” or ITR. In simple terms, an Income Tax Return is a form that taxpayers in India fill out to provide details about their total income, tax liability,

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What is Capital Gain and its types ?

Nandini Raghuvanshi / India Taxation, Taxation

Understanding Capital Gains in India: A Simple Guide Investing in various assets can be a rewarding endeavor, but it’s essential to grasp the concept of capital gains and its implications. In this article, we’ll explore what capital gains are, the types of capital gains, and their significance for Indian investors. Note: Please verify current asset

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What is Advance Tax ?

Nandini Raghuvanshi / India Taxation, Taxation

Advance Tax – Introduction Advance Tax is an essential aspect of income taxation that often perplexes individuals who derive income from sources other than their salaries. In simple terms Advance-Tax is the income tax paid by an individual on income earned beyond their salary, encompassing areas such as rental income, capital gains, fixed deposits, dividends

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What is TDS ? A Simple Guide to Tax Deducted at Source in India

Nandini Raghuvanshi / India Taxation, Taxation

Introduction: Tax Deducted at Source, commonly known as TDS. It is a crucial component of the Indian taxation system. Designed to streamline the process of tax collection, TDS ensures that taxes are deducted at the source of income, eliminating the need for taxpayers to pay the entire tax amount in a lump sum at the

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10 Tips of Financial Freedom

Nandini Raghuvanshi / Personal Finance

Introduction The journey to financial freedom is a common goal that people everywhere want to achieve. Whether you are walking through busy city streets or enjoying the quiet of the countryside, the wish to be financially independent is shared by many. In this guide, we will explore 10 tips of financial freedom that are easy

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10 Powerful Tips for Wealth Creation

Nandini Raghuvanshi / Personal Finance

Introduction It is a dream for many of us to have lots of wealth. But it is not easy and straightforward to achieve financial success, it is also not very difficult. With the right mindset and strategies, anyone can attain financial success. Below, I have shared 10 powerful “Tips for wealth creation” that have helped

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Author name: Nandini Raghuvanshi