What is National Pension Schema(NPS) The National Pension Schema(NPS) – It is a voluntary retirement savings and pension scheme in India and it is supported by government. It was introduced in 2004 for government employees but was reintroduced in 2009 for all other sections. It is regulated and managed by the Pension Fund Regulatory and […]
National Pension Schema(NPS) | Why Should Everyone Invest in NPS Read More »
Introduction to PPF (Public Provident Fund) The Public Provident Fund (PPF) is one of the most common and popular saving schemes, backed by the Government of India, making it a safe option for long-term investment. It is also one of the best ways to save tax. With disciplined investing, individuals can achieve significant wealth accumulation
Why Should We Invest in PPF (Public Provident Fund)? Read More »
What is Sukanya Samriddhi Yojana Scheme (SSY)? Sukanya Samriddhi Yojana (SSY) ( सुकन्या समृद्धि योजना ) is a special saving scheme just for girls to help them with their financial needs for higher education and marriage. SSY was introduced by government of India on 22 January, 2015. Are you concerned about the financial burden of
Introduction Bonds Investors always concern themselves with the safety of their money when making investments in bond markets. We all desire that our hard-earned money remains secure and doesn’t get lost in the market due to any crisis. In the world of investment finding the right balance between growing your money and ensuring it stays
What are Covered Bonds? | A Must-Know for Smart Investors Read More »
Introduction The Senior Secured Bond is a significant type of bond within the realm of investments and finance. In this comprehensive guide, we will delve into various aspects of Senior Secured Bonds, shedding light on their features, advantages, and potential considerations for investors.Let’s understand senior secured bonds. What is a Senior Secured Bond? A Senior
Senior Secured Bonds: Secure and Smart Investments Read More »
1. The Basics of Corporate Bonds – What are Corporate Bonds Definition of Corporate Bonds Corporate bonds are debt securities issued by companies to raise capital. When investors purchase corporate bonds, they are essentially lending money to the issuing company. In return, the company promises to pay interest on the principal and repay the principal
Introduction In the world of finance, bonds play a crucial role as a means of raising capital for corporations and governments. But what exactly is a bond? In simple terms, a bond is a debt instrument that allows an entity to borrow money from investors. Investors who purchase bonds essentially become lenders, providing the issuer
Understanding the Basics: What is a Bond in Finance and How Does it Work? Read More »
Introduction The Reserve Bank of India (RBI) has made investing in G-Secs easier for individual investors by introducing the Retail Direct Scheme, launched in November 2021 by Prime Minister Narendra Modi. Under this initiative, individuals can effortlessly buy and sell G-Secs without involving middlemen like brokers and mutual funds. Government Securities are debt instruments issued
RBI Retail Direct Scheme : A Must to know for Bond and FD Investors Read More »
Learn 10 Personal Finance Rules that everyone should follow to regulate and control their personal finances. Get ready for a journey that can help you manage your money better and make your future brighter. In a world where money stuff can be confusing, understanding the basics of personal finance is like having a map to
10 Personal Finance Rules | Golden Rules for Millennials | Must Follow Read More »
Introduction Have you ever thought about how governments manage their finances? Well, it’s similar to what we do when we need money – we might ask friends for help or take a loan from the bank. Likewise, governments seek our help by selling bonds to raise funds. Why do they need money? Running a country
Are Government Securities (G-Secs) a Better Investment Than FDs ? Read More »
